You could lose photos if you don’t already have copies saved. Bear in mind the cut-off deadline is coming. If you don't use OneDrive, you have other options.
In fact, Samsung makes it really easy to switch to OneDrive. So, if you were using Samsung Cloud to store all your data before, you may want to find an alternative, such as Microsoft OneDrive. Photos and videos will no longer be supported. We suspect Samsung is removing the option to back up your photo gallery to Samsung Cloud to cut storage costs, but the company still plans to continue storing data such as contacts, calendar entries, and notes.
That means you won't be able to sync your files and images to the cloud, and any existing files you’ve backed up will be deleted. (Pocket-lint) - Samsung announced earlier this year that it is killing some features in Samsung Cloud, including Drive Storage and Gallery Sync.